:root{--primary:#08683e;--primary2:#17a35b;--navy:#082f49;--sky:#eaf6ff;--bg:#f4f8f6;--card:#fff;--text:#172b24;--muted:#66766f;--line:#dfe9e4;--warning:#fff7d6;--danger:#b42318;--shadow:0 18px 50px rgba(11,55,37,.10)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:system-ui,-apple-system,"Noto Sans Bengali","Segoe UI",sans-serif;background:var(--bg);color:var(--text);line-height:1.65}a{color:inherit}.container{width:min(1180px,92%);margin:auto}.topbar{background:var(--navy);color:#dcecf4;font-size:.9rem}.topbar .container{display:flex;justify-content:space-between;gap:16px;padding:8px 0}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid rgba(223,233,228,.9)}.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none;font-weight:900;color:var(--primary);font-size:1.3rem}.brand img{width:52px;height:52px;border-radius:14px;object-fit:cover;box-shadow:0 8px 20px rgba(8,104,62,.16)}.nav-links{display:flex;align-items:center;gap:22px}.nav-links a{text-decoration:none;font-weight:700;color:#31483f}.nav-links a:hover{color:var(--primary)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:12px;padding:12px 20px;font-weight:800;text-decoration:none;cursor:pointer;background:linear-gradient(135deg,var(--primary),var(--primary2));color:#fff!important;box-shadow:0 10px 24px rgba(8,104,62,.18)}.btn:hover{transform:translateY(-1px)}.btn.secondary{background:linear-gradient(135deg,var(--navy),#145d84)}.btn.outline{background:#fff;color:var(--primary)!important;border:1px solid var(--primary);box-shadow:none}.btn.small{padding:9px 14px;border-radius:9px;font-size:.9rem}.hero{position:relative;overflow:hidden;padding:86px 0 72px;background:radial-gradient(circle at 85% 12%,rgba(99,220,139,.28),transparent 34%),radial-gradient(circle at 12% 92%,rgba(76,153,255,.13),transparent 34%),linear-gradient(135deg,#f9fffb 0%,#eef8f5 55%,#eef6ff 100%)}.hero:before{content:"";position:absolute;inset:auto -140px -180px auto;width:520px;height:520px;border-radius:50%;background:rgba(255,255,255,.5)}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:58px;align-items:center;position:relative}.eyebrow,.badge{display:inline-flex;align-items:center;gap:7px;background:#e5f7eb;color:var(--primary);padding:6px 11px;border-radius:999px;font-size:.84rem;font-weight:800}.hero h1{font-size:clamp(2.45rem,5vw,4.8rem);line-height:1.08;letter-spacing:-.03em;margin:18px 0}.hero h1 span{color:var(--primary)}.hero p{font-size:1.14rem;color:var(--muted);max-width:700px}.hero-card{background:rgba(255,255,255,.86);border:1px solid rgba(255,255,255,.9);padding:24px;border-radius:28px;box-shadow:var(--shadow);backdrop-filter:blur(10px)}.hero-card img{width:100%;border-radius:20px;display:block}.trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:26px}.trust-item{background:#fff;border:1px solid var(--line);border-radius:13px;padding:13px;font-weight:800;font-size:.92rem}.section{padding:78px 0}.section.alt{background:#fff}.section-head{text-align:center;max-width:760px;margin:0 auto 38px}.section h2{font-size:clamp(1.9rem,3vw,2.8rem);line-height:1.2;margin:0 0 12px}.lead{color:var(--muted);margin:0}.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.card{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:23px;box-shadow:0 9px 28px rgba(16,48,35,.055);transition:.2s}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.card-icon{width:48px;height:48px;display:grid;place-items:center;border-radius:14px;background:linear-gradient(135deg,#e6f8ec,#eaf6ff);font-size:1.5rem;margin-bottom:16px}.card h3{margin:0 0 8px}.card p{color:var(--muted)}.amount{font-weight:900;color:var(--navy);margin:14px 0}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:step}.step{background:#fff;border:1px solid var(--line);border-radius:20px;padding:25px}.step:before{counter-increment:step;content:counter(step);display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--primary),var(--primary2));color:#fff;font-weight:900;margin-bottom:15px}.features{display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:center}.feature-panel{background:linear-gradient(145deg,var(--navy),#0f5f67);color:#fff;border-radius:26px;padding:34px;box-shadow:var(--shadow)}.feature-list{display:grid;gap:14px}.feature{display:flex;gap:13px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:15px;padding:16px}.feature b{display:block}.feature span{color:var(--muted);font-size:.94rem}.calc{background:#fff;border-radius:24px;border:1px solid var(--line);padding:28px;box-shadow:var(--shadow)}.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.result-box{margin-top:18px;padding:18px;border-radius:15px;background:#edf9f1;border:1px solid #ccebd7}.faq details{background:#fff;border:1px solid var(--line);border-radius:15px;padding:18px 20px;margin:12px 0}.faq summary{cursor:pointer;font-weight:800}.form-wrap{max-width:820px;margin:42px auto;background:#fff;padding:32px;border-radius:22px;border:1px solid var(--line);box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{margin-bottom:16px}.field label{display:block;font-weight:800;margin-bottom:7px}.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1px solid #c9d8d0;border-radius:11px;background:#fff;font:inherit;outline:none}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--primary);box-shadow:0 0 0 4px rgba(8,104,62,.08)}.field textarea{min-height:110px}.alert,.notice{padding:14px 16px;border-radius:12px;margin:14px 0}.success{background:#e7f8ed;color:#176b35}.error{background:#fff0ef;color:var(--danger)}.notice{background:var(--warning);border:1px solid #eadb8e;color:#6c5700}.dashboard-layout{display:grid;grid-template-columns:270px 1fr;gap:24px;padding:28px 0 60px}.sidepanel{background:linear-gradient(180deg,#092f2a,#0d473a);color:#fff;border-radius:22px;padding:20px;height:max-content;position:sticky;top:100px}.sidepanel .side-brand{display:flex;align-items:center;gap:10px;padding:6px 5px 18px;border-bottom:1px solid rgba(255,255,255,.12);margin-bottom:14px}.sidepanel .side-brand img{width:44px;height:44px;border-radius:12px}.sidepanel a{display:flex;align-items:center;gap:11px;text-decoration:none;color:#dceddf;padding:11px 12px;border-radius:11px;margin:4px 0;font-weight:700}.sidepanel a:hover,.sidepanel a.active{background:rgba(255,255,255,.13);color:#fff}.mainpanel{min-width:0}.panel-head{display:flex;align-items:center;justify-content:space-between;gap:18px;margin-bottom:22px}.panel-head h1{margin:0}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:17px}.stat{background:#fff;border:1px solid var(--line);border-radius:18px;padding:21px;box-shadow:0 7px 22px rgba(16,48,35,.05)}.stat .label{color:var(--muted);font-weight:700}.stat strong{display:block;font-size:2rem;line-height:1.2;margin-top:8px;color:var(--primary)}.stat .trend{font-size:.82rem;color:#26844d}.panel-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px;margin-top:20px;box-shadow:0 8px 24px rgba(16,48,35,.05)}.quick-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.quick{border:1px solid var(--line);border-radius:15px;padding:17px;text-decoration:none;background:#fbfdfc}.quick b{display:block}.quick span{font-size:.9rem;color:var(--muted)}table{width:100%;border-collapse:collapse;background:#fff;border-radius:14px;overflow:hidden}th,td{padding:13px 12px;border-bottom:1px solid #edf2ef;text-align:left;vertical-align:middle}th{background:#f6faf8;color:#53655d;font-size:.9rem}.status{display:inline-flex;padding:5px 9px;border-radius:999px;background:#eef2f0;font-size:.8rem;font-weight:800}.status.approved{background:#e7f7eb;color:#19723b}.status.rejected{background:#ffefee;color:#a32920}.status.pending{background:#fff6d8;color:#805f00}.admin-top{background:#fff;border-bottom:1px solid var(--line);padding:14px 0}.admin-top .container{display:flex;justify-content:space-between;align-items:center}.admin-user{display:flex;gap:10px;align-items:center}.avatar{width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:#e7f6ed;color:var(--primary);font-weight:900}.mobile-toggle{display:none}.footer{background:#072b22;color:#d9e8e1;padding:52px 0 18px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.footer h3,.footer h4{color:#fff}.footer a{color:#d9e8e1;text-decoration:none;display:block;margin:7px 0}.copyright{text-align:center;border-top:1px solid rgba(255,255,255,.13);margin-top:30px;padding-top:17px;color:#a9c2b7}.mini-note{font-size:.84rem;color:var(--muted)}@media(max-width:980px){.nav-links a:not(.btn){display:none}.hero-grid,.features{grid-template-columns:1fr}.grid{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(2,1fr)}.stats{grid-template-columns:repeat(2,1fr)}.dashboard-layout{grid-template-columns:1fr}.sidepanel{position:static}.quick-grid{grid-template-columns:1fr 1fr}}@media(max-width:620px){.topbar .container{display:block;text-align:center}.hero{padding:58px 0}.trust-row,.grid,.steps,.stats,.form-grid,.calc-grid,.footer-grid,.quick-grid{grid-template-columns:1fr}.nav{min-height:68px}.brand span{font-size:1.1rem}.btn{padding:11px 15px}.form-wrap{padding:21px}.panel-head{align-items:flex-start;flex-direction:column}.hero h1{font-size:2.35rem}.dashboard-layout{width:min(96%,1180px)}}